UPI FRM and Mobile Banking FRM

Ahead of time Fraud and Risk & Management solution for RealTime payments powered by AI/ML with Behavioral Biometrics capabilities

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Digital Transformation & Real Time Payments

Incorporate Trust in RealTime Payments

Global economy is witnessing unprecedented digital transformation, and the adoption of real-time payments initiated from mobile devices is outnumbering traditional payment channels. The revolutionary payment rail - Unified Payment Interface (UPI) of India has raised the bar for real-time payments across the globe. The faster the payment execution time comes with the bigger challenge of trailing the instructions in the prism of suspicion. Fraudsters take advantage of traditional system limitations and compromise targeted customers. The consequences of fraudulent transactions for financial institutions include:

  • Reputation and financial loss for the banking and Financial institutes
  • Regulatory compliance issues

We at Protectt.ai have analyzed possible modus operandi around real-time payments with case studies and cracked the codes of patterns. Our risk score engine, powered by AI-ML, considers real-life aspects involved in transactions and concludes the nature of transactions ahead of time.

Protect your Mobile banking Apps and UPI

A one stop FRM Solution
Secure you Digital Payments from Mobile Security App
Identity Theft
Protect Your Mobile Banking Apps and UPI
Impesonating Merchant
Identity Theft: Creating fraudulent VPA / identifiers
Customer Device
Impersonating Merchant: Fraudulent merchant transactions for pull requests
Customer Device
Compromising Technical Loopholes: Exploiting weaker entities in the ecosystem
Social Engineering
Customer Device: Hijacking customer device details
Compromising Technical Loopholes
Social Engineering: Targeting non-tech savvy customers

RealTime Protectt Adds Trust to Transactions with Behavioral Biometric Capabilities

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For Banking and Financial institutions we offer a comprehensive fraud prevention platform that delivers broad visibility across the threat landscape.

  1. Analyze transaction point of origination and characteristics
  2. Accurate mobile defense data for fraud symptoms
  3. Elimination of known risks and patterns
  4. Alert people, processes, and systems for remedial actions

Our best-in-class AI engine can pinpoint possible attacks before the execution of financial instructions.

  1. Correlate channels data and analyze
  2. Historical data-based analysis on customer-merchant transactions
  3. Analyze beneficiary account patterns

The turnaround time is key to real-time payments, and any delay in transaction execution will lead to customer dissatisfaction.

  1. Lowest false positives
  2. No performance bottlenecks for genuine transactions
  3. High availability of service.

Introducing Behavioral Biometrics

Enhance Security with Behavioral Biometrics

Behavioral biometrics analyzes a user’s physical and cognitive digital behaviors to distinguish between genuine users and cybercriminals. This advanced technology provides a passive authentication layer by identifying statistically observed norms for “good” and “bad” behavior.

Key Capabilities:

Continuous Protection: Behavioral biometrics provides continuous protection by collecting and analyzing data throughout the session, ensuring even subtle changes do not go undetected.

Actionable Intelligence: Delivers actionable intelligence and a platform to empower customers to align action with risk and minimize disruptions.

Frictionless Experience: Enhances the customer experience by reducing false declines of applications and transactions, prioritizing security without adding friction.

 Cyber Security for Mobile Devices

Behavioral Insights

User Profiling: Compares current sessions to historical user profiles to detect anomalies, including human versus automated or bot activity.

Cognitive Analysis: Combines user and population-level profiles to determine user intent and emotional state in the context of the activity to detect complex situations indicating high levels of risk.

Implement Cyber Security Consultants for your Business

Behavioral Biometrics in Action

Account Opening Protection:Detects the use of stolen or synthetic identities in online applications to stop fraud at the source.

Account Takeover Protection: Distinguishes between genuine users and criminals, whether human or automated.

Advanced Social Engineering:Identifies real-time social engineering scams designed to coerce users into transferring money to fraudulent accounts.

Flexible:Tailorable data collection to meet specific requirements.

Convenient: Operates without diverting user attention.

Efficient:Provides real-time enhanced security for threat detection and authentication.

Secure:Nearly impossible to imitate or determine behavioral features, improving accuracy and security.

By integrating behavioral biometrics, RealTime Protectt ensures a higher level of security and trust in digital transactions, making it a comprehensive solution for fraud prevention in real-time payments.

 Cyber Security for Mobile Devices

Leader in Mobile App Security in India. Your trusted partner in mobile threat defense. Comprehensive Mobile App Security platform with Runtime Application Self Protection (RASP), powered by Deep Tech.

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